Capital structured around your deal.
Every loan program we offer is built for Ohio real estate investors. Asset-based, fast-moving, and structured to get you to the closing table.
Buy it, renovate it, sell it.
Short-term financing to acquire and renovate residential investment properties. We fund the purchase and can include rehab costs, so you can move fast without tying up your own capital.
Best for:
- —Investors buying distressed properties to renovate and resell
- —First-time flippers with a clear rehab plan and exit strategy
- —Experienced operators scaling their flip pipeline
Typical use case
You find a 3-bed in Columbus listed at $95K that needs $40K in work and will appraise at $185K post-rehab. You need fast capital for the purchase and rehab, with a plan to sell within 6 months.
Loan details
Close now, sort the rest later.
Need to close before your current property sells? Bridge loans cover the gap with short-term capital to move on your next deal without waiting on a sale or refinance.
Best for:
- —Investors closing on a new property before selling an existing one
- —Portfolio transitions requiring short-term gap funding
- —Time-sensitive acquisitions where conventional financing is too slow
Typical use case
Your current flip is under contract to sell in 60 days, but you just found your next deal and need to close in two weeks. A bridge loan covers the gap so you don't lose the opportunity.
Loan details
Unlock equity without selling.
Already own investment properties with equity? Pull cash out to fund your next acquisition or renovation without selling the asset.
Best for:
- —Investors with free-and-clear or high-equity properties
- —Portfolio owners looking to recycle equity into new deals
- —Operators who need capital without selling their performing assets
Typical use case
You own a duplex in Akron free and clear, worth $140K. You want to pull out $90K to fund your next acquisition without selling the property or going through a bank.
Loan details
Need a long-term hold loan? We'll connect you.
We don't directly underwrite DSCR rental loans, but we work closely with lending partners who do. Tell us about the deal and we'll connect you with the right long-term lender — one who qualifies on the property's cash flow, not your tax returns.
Best for:
- —Buy-and-hold investors ready to refinance into a long-term hold
- —Portfolio investors who want to qualify on the property, not personal income
- —Borrowers finishing a flip or bridge loan who need an exit strategy
How it works
Many of our borrowers use DayOne to acquire and renovate, then refinance into a DSCR loan through our partner network. We'll help you through both sides of that process — submit your deal and we'll point you in the right direction.
Partner program
DSCR loan terms vary by partner lender and depend on the property's cash flow, location, and condition. Submit your deal and we'll match you with the right lender and walk you through the options.